Who is still knocking at the Discount Window?

Between February and December, use of the Fed's primary credit soared to more than $10 billion. Who was using it and why? Several theories abound though none line up with all the monetary facts. Eurodollar University viewers won't be surprised with what does line up with those and the Fed's primary credit. 

Eurodollar University's Money & Macro Analysis

The Recent Rise in Discount Window Borrowing
https://libertystreeteconomics.newyorkfed.org/2023/01/the-recent-rise-in-discount-window-borrowing/

Funding strains emerge as banks build wholesale borrowings
https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/funding-strains-emerge-as-banks-build-wholesale-borrowings-73618469

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Jeffrey Snider (The Promoter) is acting as a promoter for an investment advisory firm, Atlas Financial Advisors, Inc. (AFA). Jeffrey Snider is affiliated with AFA as a promoter only and is not in any way giving investment advice or recommendations on behalf of AFA. The Promoter is being compensated by a fee arrangement: The Promoter will receive compensation on a quarterly basis, based on the increase in account openings that can be reasonably attributed to the Promoter's activity. The Promoter will not be receiving a portion of any advisory fees. The Promoter has an incentive to recommend the Adviser because the Promoter is being compensated. The opinions expressed on this site and in these videos are those solely of Jeffrey Snider and Eurodollar University and do not represent those of AFA.