Nischa is a former investment banker and chartered accountant with a decade-long career in finance, including working at one of the world’s largest investment banks. Her mission is simple: to help people take control of their finances and improve their lives through
easy, actionable lessons on financial literacy and self-development. With close to a million YouTube followers, Nischa shares financial smarts on investing, tax, saving, and more. Tune in for the next hour as we dive into her story and unpack practical insights on money management, risk-taking, and personal growth.
00:00 Introduction
03:50 The importance of financial literacy
05:40 Nischa’s 10+ year financial background: banking, investing & accounting
07:47 Value of day jobs & corporate skill building
09:00 Turning down £100K to pursue YouTube full-time
12:12 Fear of the unknown & taking risks
14:24 Common financial struggles & understanding taxes
18:22 Nischa’s advice for hiring an accountant
23:15 How to save & allocate your money effectively
25:20 Inflation & the rising cost of living in the UK
29:50 Skills to increase your income
34:44 Property & real estate: rent vs buy
43:31 Buying versus leasing a car
46:31 Tracking your finances and spending habits
51:18 The two biggest financial mistakes
54:24 Should couples have shared bank accounts?
57:40 Mike’s take on if his partner earned more
1:03:14 Transparency in financial relationships
1:08:50 What Mike looks for in a partner
1:12:34 Nischa’s plans for the future
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