Kaya and Faisal discuss personal finances in this week’s episode. More specifically what your money systems should look like, how should you be spending your money, and how you can be more disciplined with it. Faisal states how he believes the reason the wealthy have managed to maintain their wealth is because of their wise decision making. They look at whether something is worth spending money on rather than if they can afford it. Kaya chooses to spend on things he believes brings joy to his life. He doesn’t feel any guilt in buying his coffees everyday as he enjoys the entire process of getting coffee from outside. They agree it’s about maintaining the balance of what to spend on and what not to. And also distinguishing between whether a purchase is a desire or a need. Especially when it comes to designer labels and flashy cars. They talk about the importance of a money system and how to establish one, the emergency fund, and paying off debts. A lot of informative advice is given in this episode for prioritising decisions regarding money.
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