Ask Suze (and KT) Anything: February 4, 2021

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Karen, Liam, Gigi, Gayle, Iona and Davida selected and read by KT.  

This week’s questions:

• I have no debt and haven’t had or needed credit cards in years.  How can I get a home loan?
• We want to put our retirement account into our Revocable Trust.  Is a ROTH IRA a good option?
• Should I stay in a Lifestyle 2040 fund or in a G Fund?
• How can I repair my FICO score, while I am rebuilding after losing everything?
• Should I sell the mobile home I own and rent out?
• How much can one contribute to all one’s retirement accounts, in a year?
• Do you think ROTHs are a good idea for the future? Will the government change them?

This week’s Quizzie (submitted by Amanda): Would it be better if I paid off my wedding loan or build up my emergency fund, with money from an inheritance?

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