The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "How do I handle my finances after a separation?"
• "Should we fight late payment reports?"
• "How can I live on my own after a breakup?"
• "Stop investing in order to tithe more?".

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
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• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

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🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "What should I do with my late daughter's estate?"
• "How would you handle the national debt?"
• "I'm nervous to combine finances with my fiancé"
• "Should I upgrade my car to impress the ladies?"
• "Balancing the Baby Steps with mental health".

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• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get tickets to Investing Essentials and learn to invest with confidence.

❤️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "What should I do after winning $3m?"
• "I feel pressured to buy a house"
• "Should I accept a financial gift from my mom?"
• "Is the time cost worth working two jobs?"
• "Should I sell my home to pay off debt?".

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• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

🏖️ For help with investing, get connected with a SmartVestor Pro. 

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "Should I use my fiancé's retirement to pay off debt?"
• "We are overwhelmed by $150k of debt,"
• "How do I pay off a credit card my parents gave me?"
• "Should I get my parents to drop their universal life policy?"
• "How do I talk to my fiancée about money?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓💸💰 File your taxes with 100% accurate software that’s 20% of the price.

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "My husband is calling me a hypocrite"
• "I owe my dad 50k for medical expenses"
• "Am I responsible for my parents' debt?"
• "Am I good at day trading?"
• "How can I teach my kids about money?".

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• 🏥 Learn more about Christian Healthcare Ministries
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get tickets to Investing Essentials and learn to invest with confidence.

🪑 Check out Front Row Seat with Ken Coleman!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My dad won't tell my brother that he is getting next to nothing from dad's will.."
• "I'm 18 years-old and already have $110k of debt,"
• "My dad got two credit cards in my name,"
• "My wife and I are worried that we're leaving too much inheritance to our kids,"
• "If I were your son, how soon would you recommend buying a house?"
• "My family keeps trying to find out my income,"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today! 

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

🎟️ Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Are we actually ready to buy a home?"
• "What does generosity look like for us beyond the tithe?"
• "Where do we even begin investing?"
• "How is it considered ethical for people to own so many homes?"
• "My wife took out credit cards behind my back,"
• "Would a wedding budget of $20,000 be unreasonable?"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

💵 Start your free budget today. Download the EveryDollar app!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony show answer your questions and discuss:

• "My husband is telling me to stay in my lane..."
• "How much should I spend on an engagement ring?"
• "Should I cut up my credit cards?"
• "How do I select a good SmartVestor Pro?"
• "Should I add an authorized user on my credit card?"
• "Should I help my birth family with money?"
• "How do I have hard money conversations with my parents?"
• Top Myths About Wills and Insurance—and Why They’re False.

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💼 Need help with your taxes? See who we trust.

💪 Invest with confidence! Get tickets to Investing Essentials

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & George Kamel answer your questions and discuss:

• "Should we pay for my wife to get plastic surgery?"
• "How do I retire at 26 years-old?"
• Asking for a Friend: What is a Reverse Mortgage?
• "How do I help take care of my sister?"
• "I can't seem to cancel my group life policy,"
• "Can I afford to go on vacation in Thailand?"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💪 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

💼 Need help with your taxes? See who we trust.

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & George Kamel answer your questions and discuss:

• "I feel guilty using child support money"
• "Should I pay off higher interest debt first?"
• "Can we afford our dream vacation?"
• "I just found out my boyfriend is $70k in debt"
• "My brother opened a 529 for my son".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

❤️ Get away with your spouse in Nashville.

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

💪 Invest with confidence! Get tickets to Investing Essentials

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!



Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "I owe money on 27 different credit cards,"
• "I lost my job and can't pay my rent,"
• "How should we rent a home to our parents?"
• "What should I do with $650k of Tesla stock?"
• "Is it irresponsible to go to Brazil while in debt?"
• "Are we responsible for Mom's debt and reverse mortgage?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Need help with your taxes? See who we trust.

❤️ Get away with your spouse in Nashville

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💪 Invest with confidence! Get tickets to Investing Essentials

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My mom abuses my father and he refuses to stand up to her,"
• "Should I file bankruptcy?"
• "Why can't my husband understand that money doesn't excite me like it does him?"
• "How do we grow our business and pay off debt?"
• Dave & John interview millionaires to find out how they built their wealth.

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My wife has been hiding her gambling debt from me,"
• "God told me to buy specific crypto currency. Should I sell it?"
• "Should I sell my car?"
• "How do I talk to my family about creating a will?"
• "Am I too old to get out of debt?,"
• "My sister-in-law wrongfully placed my aunt in a nursing home."

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

❤️ Get away with your spouse in Nashville

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "My mother lost millions in a romance scam,"
• "In-laws are upset that I haven't paid them back,"
• "How will President Trump's tariffs affect me personally?"
• "Should I help pay my girlfriend's expenses?"
• "How can I help my 71-year-old mother who has no retirement income make it for another 15 years?"

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Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Ken Coleman answer your questions and discuss:

• "We were sold a home illegally"
• "How do I turn $30k into $300k?"
• "How do we budget on an inconsistent income?"
• "What should we do with an inherited rental?".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
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• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

💼 Need help with your taxes? See who we trust.

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

🏠 Bundle your insurance with a trusted independent insurance agent

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "I can't afford my mortgage after divorce,"
• "I'm conflicted about staying home with my son,"
• "Should I buy a home with my boyfriend?,"
• "Budgeting for kid’s travel sports in Baby Step 2,"
• "I don't trust my husband enough to have joint bank accounts,"
• "I feel like my business is unevenly split"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📙 Check out George Kamel's Breaking Free From Broke today.

💵 Start your free budget today. Download the EveryDollar app!

🏖️ Invest in Your Future With a SmartVestor Pro

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❤️ Strengthen your marriage in Nashville this Fall

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My husband hides everything regarding our finances,"
• "Should I get a traditional job?"
• "How do I save up for a divorce?"
• "My in-laws want to gift us a partnership, should we accept?"
• "I'm $200k in debt and unemployed,"
• "My wife wants to move but we can't afford it; how do I tell her?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📖 Check out our State of Personal Finance study

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

🏠 Bundle your insurance with a trusted independent insurance agent

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & Ken Coleman answer your questions and discuss:

• "I'm scared my impulse buying will put my family in jeopardy,"
• "Should I wait to pay off my credit card debt?"
• "Should I take out a HELOC and invest those funds?"
• "How do I get out of a $33k car loan?"
• "My mother-in-law stole $13k from us,"
• "Do single people have a shot at purchasing a house?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I'm about to be behind on my payments,"
• "Should I keep more than $1k for emergencies?"
• "Do we take some equity out of our home in order to buy a vehicle?"
• "Should I renew my lease with my girlfriend?"
• "My house payment is 55% of my income.."
• "My credit card debt is crashing down on me"

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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

⛓️‍💥 Check out George Kamel's Breaking Free From Broke today.

💵 Start your free budget today. Download the EveryDollar app!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

🪑 Check out Front Row Seat with Ken Coleman!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "I can’t convince my girl friend to get off credit cards,"
• "My dad is pressuring me to take out a car loan,"
• "How do I stop living paycheck-to-paycheck?,"
• "My girlfriend has $470k in students loans and is asking me if there's going to be a proposal soon..."
• "Should I pay for a house that isn't in my name?"

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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I can’t find a job after getting divorced,"
• "We're about to receive $1 million,"
• "Is my direct marketing business going to cost me more than I earn?"
• "How should we fund our kids' 529s?"
• "Should I still buy a home with my boyfriend?,"
• "My parents want me to pay them back,"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "How do I tell my husband he needs to suck it up and get a better job?"
• "Should I pay off a rental property?"
• "I'm worried about my siblings depleting their portion of our inheritance,"
• "My daughter claims that her classmates are spending $20/day for take-out lunches,"
• "We're debt-free but living paycheck-to-paycheck,"
• "Can I afford a luxury watch?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

☂️ Get trusted insurance coverage that fits your budget. 

🏖️ For help with investing, get connected with a SmartVestor Pro. 

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

💪 Invest with confidence! Get tickets to Investing Essentials

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "I hit a moose with my father-in-law's car"
• "My parent's house is being foreclosed on"
• "Should I get my ex's wages garnished?"
• "My husband thinks I should cash out my stock portfolio and pay off our mortgages".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Discover more with Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️ Get trusted insurance coverage that fits your budget.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & George Kamel answer your questions and discuss:

• "I'm 18 and make $15k a week by day trading"
• "Should I accept a job offer located in Dubai?"
• " I don't know where my money keeps going"
• "Should I take Trump's employee buyout offer?"
• "How do we financially prepare for a baby?".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

☂️ Get trusted insurance coverage that fits your budget.

💼 Need help with your taxes? See who we trust.

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Check out Front Row Seat with Ken Coleman!

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & George Kamel answer your questions and discuss:

• "My mortgage is 50% of my income"
• "My friend won't let me repay him"
• "We're $412k in debt and I just lost my job"
• "My sister-in-law passed without a will".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "Is it too late to save for retirement at 60?"
• "I can't contribute enough to our wedding fund,"
• "Have you changed your stance on bitcoin?"
• "We are being forced into a consolidation loan,"
• "Should I wait for home prices to go down?"
• "Is it better to invest in a target date index fund that will adjust risk as I age?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us an email.

💼 Need help with your taxes? See who we trust.

💪 Invest with confidence! Get tickets to Investing Essentials 

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dr. John Delony & George Kamel answer your questions and discuss:

• I'm bringing a ton of debt into our new marriage,"
• "Should I keep putting my money into Bitcoin?"
• "Should I sell the truck I bought with my grandfather?"
• "When should I move out of my mom's house?"
• "Should I help my husband pay off his debt?"
• "Is Webull a good platform to start investing?"

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Ken Coleman & Dr. John Delony answer your questions and discuss:

• "When do we stop investing and start giving?"
• "My ex wants to spend way too much on our kid,"
• "How do I stop having 'retirement guilt'?"
• "Can we upgrade our home when we retire?"
• "I'll never be able to match my fiancée's lifestyle,"
• "We might lose our dream home."

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Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My in-laws offered us money to move closer,"
• "How do I save for a house on a low income?"
• "Should I keep investing 75% of my income?"
• "I'm worried about disappointing my parents,"
• "Should I sell my car to pay for school?"
• "My husband won’t put me on our house deed,"

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The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at 

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• "Our millionaire in-laws are unwilling to discuss their will,"
• "My fiancée and I have $155k of debt,"
• "My fiancée grew up in a different money culture – how do I get her on board with the Baby Steps?"
• "How do I use my investments to build a home?"
• "I feel selfish for working so much to pay off debt,"

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Ken Coleman & George Kamel answer your questions and discuss:

• "How do I get my girlfriend to move with me?"
• Buying a home with no credit score,
• "I live in New York and I'm miserable,"
• "Should I divorce my spending addict husband?"
• "Are we paying off the mortgage too quickly"
• "My in-laws can't manage their finances and moved in with us."

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Dr. John Delony & Jade Warshaw answer your questions and discuss:

• "I'm 66 and have nothing saved for retirement,"
• "Are we obligated to support my uncle?"
• "I think moving to Texas was a bad decision,"
• "How do I deal with a spouse that wants to spend everything in the bank account?"
• "I'm $40k in debt and behind on my credit cards,"
• "How do I budget on an irregular income?"

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Next Steps

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I'm $115k in debt at 19and don't know what to do,"
• "Should we pay off the IRS first?"
• "My husband isn't being upfront with our finances,"
• "Should we finance a kitchen renovation?"
• Jade and Ken discuss the inauguration and tarrifs,
• Wages vs. Inflation.

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Next Steps

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George Kamel & Dr. John Delony answer your questions and discuss:

• "Is it too late to invest for the future?"
• "I was involved in a horrible financial scam,"
• "Should I use my trust fund to pay off my fiancée's debt?"
• "Do I need to pay off loan my husband secretly took out before he died?"
• "How can I pay off a ballooning HELOC?"
• "Am I selfish for not wanting to see my in-laws?"

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Next Steps

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George Kamel & Dr. John Delony answer your questions and discuss:

• "My ex-husband is coercing our daughter into a $600,000 mortgage,"
• "How do I start investing for retirement?"
• How the California wildfires impact everyone,
• "We think a bank employee is embezzling money from our bank account,"
• "My parents bought whole life insurance for me as a child,"
• "We regret purchasing a fixer-upper,"
• "Borrow from my 401(k) to pay off debt?"

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Next Steps

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "Should I re-home my dog to pay off debt?"
• "How do we start saving for retirement?,"
• "We don't want to get married,"
• "Is it time for us to move out of California?"
• "My parents asked me to loan them 50k so they could put a down payment down on a house"

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Next Steps

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George Kamel & Ken Coleman answer your questions and discuss:

• "I'm $68k in credit card debt, should I file bankruptcy?"
• "Can I go back into debt to upgrade our house?"
• "How do I figure out what a "fair" salary is?"
• "Is it too late for me to start investing at 65?"

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Next Steps

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "Should I buy less healthy food to save money?"
• "What should we do with a large financial gift?"
• "I just started college and I hate it,"
• My sibling got an inheritance and I didn't..."
• "We're $500k in debt and the interest is killing us"

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Next Steps

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Jade Warshaw & Dr. John Delony answer your questions and discuss:

• "My wife left me and took my life savings,"
• "Should we move away from our parents?"
• "Do we have to help pay for a funeral?"
• "How much should I spend on a ring?"
• "How do I not resent my husband's low income?"

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Next Steps

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏠 Find a Ramsey Trusted Real Estate Agent 

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George Kamel & Dr. John Delony answer your questions and discuss:

• "We have over $2.5 million of debt,"
• "Where should we start investing?"
• "What's the best way to buy our first home?"
• "Should I pursue public service loan forgiveness?"
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🎟️ Get Tickets to the Money & Relationships Tour

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Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💳 Share your thoughts and you could WIN a $500 Gift Card!

💸 Start taking control of your money in 2025 at our free livestream

📱 Listen to the full episode for free in the Ramsey Network app.

Rachel Cruze & Ken Coleman answer your questions and discuss:

• "We disagree on how to use an inheritance,"
• "Should my boyfriend and I move out?"
• "I can't convice my husband to let me stay home,"
• "Should I go against what is in my dad's will?"
• "I'm furious at my husband for buying a truck,"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave and John LIVE in a city near you!

🏠 Find a Ramsey Trusted Real Estate Agent

🏘️ Free Tools & Resources to Reach Your Home Goals

💰Watch 90 Day Money Makeover

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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