The Ramsey Show

📱Watch the full episode for free in the Ramsey Network app.

Ken Coleman & George Kamel answer your questions and discuss:

• "Pull from my 401(k) to pay my ex-husband?"
• "I can't break the habit of living like I'm broke"
• "A potential employer wants me to pay them"
• "Keep our credit cards to build our credit score?".

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Dr. John Delony & Jade Warshaw answer your questions and discuss:

• "I feel like I'm allergic to spending money,"
• "How quickly should I be paying off my house?"
• "When do we tell our kids about our wealth?"
• "Should I invest more or buy a BMW?"
• "My loan officer says I'm putting too much down,"

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "Is it wrong to not let family borrow our car?"
• "Is it okay to buy gifts while paying off debt?"
• "Why shouldn't I get a 30-year mortgage?"
• "Should I "call it quits" with my husband?"
• "I feel guilty charging my sons rent"

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Jade Warshaw & Dr. John Delony answer your questions and discuss:

• My business partner owes me $16K.
• I'm struggling to keep my finances above water.
• Talking to my parents about their budget
• What are FICA withholdings?
• Should we buy a brand new car?

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George Kamel & Ken Coleman answer your questions and discuss:

• "Why shouldn't I use credit cards?"
• "We're millionaires, do we still need to budget?"
• "My new husband lied about his net worth,"
• "How much should we spend on a home?"
• "I just inherited $3M; how do I invest this?"
• "How do I talk my husband out of a bad decision?"

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Ramsey Solutions Privacy Policy

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Jade Warshaw & Ken Coleman answer your questions and discuss:

• "I'm $2.5M in debt, what can I do?"
• "How do I talk to my family about money?"
• "Should I use my savings to buy my wife a car?"
• "Do I need to invest 15% if I have a pension?"
• "I'm afraid that AI and robots will take my job"

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Ramsey Solutions Privacy Policy

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Jade Warshaw & George Kamel answer your questions and discuss:

• "Is it okay to continue renting indefinitely?"
• "Should I continue to wait on buying a home?"
• "My identity was stolen; how do I start over?"
• "I got a court order for a credit card I don't own,"
• "Do we need to finance a roof repair?"
• Talk Nerdy to Me: Explain Dollar Cost Averaging
• "How much house can I afford,"

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Next Steps

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Ramsey Solutions Privacy Policy

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Ken Coleman & George Kamel answer your questions and discuss:

• "My husband wants to sell the house for a trailer,"
• "How do I balance work vs. time with family?"
• "I miss my debt after selling my Corvette,"
• "Should I cancel my wedding to pay off debt?"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
• 🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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✅ Shop the right coverage based on your individual needs

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💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

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🍸 Smart Money Happy Hour

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💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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Dr. John Delony & Rachel Cruze answer your questions and discuss:

• "Family Is Guilting Me Over Not Helping My Mom"
• "My Parents Keep Hinting That I Should Move Out"
• "We Can’t Keep Up With the Rising Cost of Living"
• "I Regret Letting My Mother-in-Law Move In With Us".

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• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
• 🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps

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🛒 Check out Questions for Humans

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Ramsey Solutions Privacy Policy

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I can't get in my home due to a restraining order,"
• "My car payment is stopping me from investing,"
• "My fiancé just borrowed $240K to buy an RV,"
• "I don't see a way out of my debt..."
• "My siblings expect me to take care of our parents,"

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• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

✅ Shop the right coverage based on your individual needs

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🛳️ Live Like No One Else Cruise

Listen to more from Ramsey Network

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📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "Why not buy a house before marriage?"
• "How do I invest for the future?"
• "Borrow from my 401(k) to buy a house?"
• "Should I buy a diamond ring or save more for a house?"
• "I'm in over my head with a remodel"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
• 🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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🏘️ Free Tools & Resources to Reach Your Home Goals

✅ Free tools and resources to find the right insurance for you

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📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Ramsey Solutions Privacy Policy

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George Kamel & Jade Warshaw answer your questions and discuss:

• "How do I start over at age 40?"
• "My truck is taking over my budget,"
• "Is it necessary to have a credit score?"
• "My girlfriend is giving me an ultimatum based on who I vote for..."
• "How do I financially prepare for a divorce?"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
• 🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

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☂️ Protect yourself with the right coverage—take our coverage quiz!

✅ Free tools and resources to find the right insurance for you

Listen to more from Ramsey Network

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💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I loaned my friend $3k then she passed away..."
• "I have nothing in savings but I need a car
• "How can I make a living in a difficult industry?"
• "My dad wants me to take out a business loan,"
• "We're tired of living paycheck-to-paycheck"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
• 🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps

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📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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Jade Warshaw & Ken Coleman answer your questions and discuss:

• "How do I find margin when I'm capped out on income?"
• "Should I use a HELOC to refinance my home?"
• "My wife doesn't want to give up her horse..."
• "How do I get rid of my credit card debt?"
• "Should I move out of my parents' house?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💤 Visit Helix Sleep for special offers!
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for18% off at The Nokbox
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

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George Kamel & Jade Warshaw answer your questions and discuss:

• "I'm in a lot of debt and behind on my payments,"
• "Should I sell my house at half the value?"
• "Should I keep my credit card?"
• "How will having a baby change my budget?"
• "What should we do with a whole life policy?"
• "I'm worried that my boyfriend hasn't proposed."

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
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📱Exclusive Extra: Watch more from this interview on the Ramsey Network app.

Dave Ramsey sat down with Ben Shapiro for a real talk on work, building wealth, and

what it really means to pursue the American Dream in 2024.

Founder and CEO of Ramsey Solutions, Dave Ramsey is a financial expert and national bestselling author. Over the last 30 years, Ramsey Solutions has delivered clear, no-nonsense money advice through radio shows, podcasts, books, courses and tools, helping millions of people take control of their money and build wealth. Each week, 8 million people tune in to The Ramsey Show across podcasts and YouTube for advice on money, careers, and relationships.

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📱Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• Why you need to vote in every presidential election,
• "My parents moved in and aren't paying rent,"
• "My wife & I don't share the same views financially"
• Baby Steps Millionaire Theme Hour.

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🛳️ Live Like No One Else Cruise

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📱Early Access, 10/15: Watch Dave Interview Shapiro in the Ramsey Network app

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My daughter doesn't live according to the Bible,"
• "Should I set financial boundaries with my spouse?"
• "I'm afraid to leave my cheating girlfriend..."
• "My husband spends too much on bourbon,"
• "Do I still need to save for a house?"

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🛒 Shop the online store at Ramsey Solutions

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📱Early Access, 10/15: Watch Dave Interview Shapiro in the Ramsey Network app.

George Kamel & Jade Warshaw answer your questions and discuss:

• "Should we offer seller financing for our home?"
• Re-organizing our debt snowball now that we're married,
• "Should we sell our cars to pay off debt?"
• "My tenant is falling behind on their rent,"
• "Do I need to buy a minivan for my first child?"

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📱Watch the full episode for free in the Ramsey Network app.

Jade Warshaw & George Kamel answer your questions and discuss:

• "Don't pay off your boyfriend's debt,"
• Why debt consolidation isn't a good plan,
• "What Baby Step am I in?"
• "My dad is holding a parent plus loan over our heads,"
• "I don't want to put my boyfriend on the house deed when we get married,"

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🏠 How to Buy a Home Course

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John Delony & George Kamel answer your questions and discuss:

• "I have $160K of debt, should I file for bankruptcy?"
• "How do I grow my income without missing family time?"
• "How can we reduce our monthly expenses?"
• "I have a low-paying job in an expensive state,"
• "My husband put us $180K in debt,"

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "Should I change jobs to help pay off debt?"
• "How should I invest after selling my business?"
• "Which credit card should I get for my son?"
• "Spend $6K to see Taylor Swift with my daughter?"
• "My mortgage is 65% of our income,"
• "I'm getting $3.1M from my divorce settlement,"

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🏠 How to Buy a Home Course

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Listen to more from Ramsey Network

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📱Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "I have $100K in credit car debt,"
• "My husband has never wanted to work,"
• "My million dollar business is struggling,"
• "My wife spends like a drunken sailor,"
• "How do I find contentment in Baby Step 2"

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Listen to more from Ramsey Network

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▶️ Watch Dave interview Donald Trump today!

📱For more content that keeps you motivated, download the Ramsey Network app.

George Kamel & Rachel Cruze answer your questions and discuss:

• "Can we cash out taxable investments to buy a house?"
• "How do we get out of a motorcycle loan?"
• "How do I keep myself from spending foolishly?"
• "How do I become a $100 millionaire by 30?"

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🚢 The Live Like No One Else Cruise is booking fast! 

Listen to more from Ramsey Network

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▶️ Watch Dave interview Donald Trump today!

📱For more content that keeps you motivated, download the Ramsey Network app.

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "My car note is $850 a month, what can I do?"
• "Should I look for a new job to increase my income?"
• "Is 60% too much to be investing?"
• "I love the finance world but hate selling debt,"
• "Is it okay to spend 28% on our mortgage?"

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🚢 The Live Like No One Else Cruise is booking fast! 

☂️ Protect yourself with the right coverage—take our coverage quiz!

Listen to more from Ramsey Network

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▶️ Watch Dave interview Donald Trump today!

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Is it ever a good idea to file bankruptcy?"
• "Should I use my savings to buy real estate?"
• "Should we be gazelle intense with investing?"
• "How do we get our son to do simple tasks?"
• "I'm $370k in debt; is bankruptcy my only option?"

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🚢 The Live Like No One Else Cruise is booking fast! 

🎟️ Reserve your seat for Summit 2025 today!

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Listen to more from Ramsey Network

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📱 For more content that keeps you motivated, download the Ramsey Network app.

Americans deserve to know what their presidential candidates will do about real issues that matter to real people. So, we reached out to both candidates to give them the opportunity to sit down with Dave and share their ideas. 
 
Dave took everyday Americans’ questions about the economy to Donald Trump in a real-talk interview.

Founder and CEO of Ramsey Solutions, Dave Ramsey is a financial expert and national bestselling author. Over the last 30 years, Ramsey Solutions has delivered clear, no-nonsense money advice through radio shows, podcasts, books, courses and tools, helping millions of people take control of their money and build wealth. Each week, 8 million people tune in to The Ramsey Show across podcasts and YouTube for advice on money, careers, and relationships.

Learn more about Ramsey Solutions here!

Get more from Ramsey Network:


💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

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📈 EntreLeadership
 
 

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy  

Ways to watch Dave Interview Trump

📱Download the Ramsey Network app for early access October 1

▶️ Get notifications for the YouTube premiere on October 2

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "I live paycheck-to-paycheck and have maxed out our credit cards,"
• "I'm about to lose my job, can I just retire?"
• "Get a loan to pay off my leased car?"
• "Can I buy a hunting property from my in-laws?"
• "Are parents responsible to pay for college?"

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Next Steps

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💼 For business and leadership insight, listen to The EntreLeadership Podcast.

💵 Start your free budget today. Download the EveryDollar app!

🚢 The Live Like No One Else Cruise is booking fast! 

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ways to watch Dave Interview Trump

📱 Download the Ramsey Network app for early access October 1

▶️ Get notifications for the YouTube premiere on October 2

Dave Ramsey & George Kamel answer your questions and discuss:

• "I have $18m in a single stock - should I diversify?"
• "Can I self-insure my house?"
• "Should I cash out my investments to pay off debt?"
• "My boss is handing his business over to me,"
• Will Guidara on unreasonable hospitality.

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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Join the Crusade! Apply Now!

📈 For help with investing, get connected with a SmartVestor Pro.

💼 For business and leadership insight, listen to The EntreLeadership Podcast.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Ramsey Solutions Privacy Policy

Ways to watch Dave Interview Trump

📱Download the Ramsey Network app for early access October 1

▶️ Get notifications for the YouTube premiere on October 2

Dave Ramsey, Dr. John Delony, and Jade Warshaw answer your questions and discuss:

• Dave previews interview with Donald Trump,
• "How do I bounce back financially?"
• "I'm frustrated with how my mom handles money,"
• "Stay with our debt consolidation company?"
• "Should I save for my daughter's college now?"
• How do I get my husband to be the provider?

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• 🌱 Get 10% off your first month of BetterHelp
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• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎟️ Reserve your seat for Summit 2025 today!

💵 Start your free budget today. Download the EveryDollar app!

📈 For help with investing, get connected with a SmartVestor Pro.

🛳️ Live Like No One Else Cruise

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

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Ramsey Solutions Privacy Policy

📱Watch the full episode for free in the Ramsey Network app.

Ken Coleman & Rachel Cruze answer your questions and discuss:

• "We borrowed from my mom to start a business,"
• Why a HELOC isn't an emergency fund,
• "Quit our jobs to travel across Europe?"
• Deciding between paying off debt or saving,
• "What loans should we get to start a business?"

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• 📖 Learn More about Timothy Partners
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📈 For help with investing, get connected with a SmartVestor Pro.

💼 For business and leadership insight, listen to The EntreLeadership Podcast.

🛳️ Live Like No One Else Cruise

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

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💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

📱Watch the full episode for free in the Ramsey Network app.

Ken Coleman & George Kamel answer your questions and discuss:

• "My parent asked to borrow $20K for a scam,"
• "My church is asking me to guarantee a loan,"
• "How do I capitalize on my new $210K salary?"
• "I lost my job and don't know how to pay my bills,"
• "I drained my savings in a custody battle,"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 💻 Visit NetSuite today to learn more
• 🚨 Get 15% off a medical emergency kit at The Wellness Company
• 📖 Learn More about Timothy Partners
• 🏛Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Join the Crusade! Apply Now!

🎟️ Reserve your seat for Summit 2025 today!

💵 Start your free budget today. Download the EveryDollar app!

🛳️ Live Like No One Else Cruise

🛒 Shop the online store at Ramsey Solutions

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📱Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & George Kamel answer your questions and discuss:

• "Should I warn my son about tax lien investing?"
• "Am I financially ready to get engaged?"
• "How can we stop a foreclosure?"
• What the Fed lowering interest rates means for your money,"
• "I'm beyond paycheck-to-paycheck..."

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📈 For help with investing, get connected with a SmartVestor Pro.

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "I have debt my husband doesn't know about..."
• "My husband keeps racking up debt,"
• "I'm bipolar and having a hard time finding work,"
• "How do I not feel hurt when I'm called greedy for winning?"

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🏠 How to Buy a Home Course

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George Kamel & Jade Warshaw answer your questions and discuss:

• "I have $164K in a HELOC and $0 in savings,"
• "Is it ethical for my boss to stop giving bonuses?"
• "What's the correct way to set up a budget?"
• Why you need to start paying your student loans,
• Can Young People Buy a Home in 2024? These 5 Millennials Proved It’s Possible,
• How to Set Boundaries: 7 Simple Steps,

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🤑 Learn How to Build a Budget

🏘️ Free Tools & Resources to Reach Your Home Goals

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "We're $250K in debt; what should we do?"
• "My mother-in-law ran up $14K on a joint credit card,"
• "What's the best way to buy land?"
• "How do I convince my brother-in-law not to do peer-to-peer lending?"

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🏠 How to Buy a Home Course

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Dave Ramsey & George Kamel answer your questions and discuss:

• "I sell whole life insurance, why is it wrong?"
• Why the Fed dropping rates is "sus,"
• "How do we pay off $500k of medical debt?"
• The show interviews real millionaires to find out how they built their wealth.

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Next Steps

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• Combining money after marriage,
• Going into debt to buy a business,
• "Don't make your family fight over your will"
• "My wife wants me to slow down at work"
• 'Should I file bankruptcy if I don't care about my credit score?"

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• 🚨 Get 15% off a medical emergency kit at The Wellness Company
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• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏠 How to Buy a Home Course

💵 Start your free budget today. Download the EveryDollar app!

❤️ Get tickets to our NEW Money & Marriage Date Night virtual event 

Listen to more from Ramsey Network

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My husband has been unemployed for 13 years,"
• "Should I co-sign an apartment for a relative?"
• "Should I consider separate managed accounts?"
• "Should I put my husband on an allowance?"
• "Should I finance equipment for my business?"

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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

❤️ Get tickets to our NEW Money & Marriage Date Night virtual event 

🏠 Find a Ramsey Trusted Real Estate Agent

Listen to more from Ramsey Network

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George Kamel & Dr. John Delony answer your questions and discuss:

• "We disagree on how much to be investing,"
• "I have no investments outside of real estate,"
• "My son's girlfriend has taken over his life,"
• "Can I afford to retire early?"
• "How to approach husband's credit card debt? "
• One of the Nation’s Largest Auto Lenders Told Customers, “We’re Here to Help.” Then It Took Their Money and Their Cars

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Next Steps

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• "I was involved in a romance scam and lost $45K,"
• "My car lease is $1500/month, what can I do?"
• The Ramsey Show responds to your voicemails,
• "I'm sick of my parents enabling my siblings,"
• "I lost $14K on single stocks, should I sell the rest?"
• "I'm $406K in debt, what can I do?"

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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

☂️ Get the right insurance without breaking the bank.

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💵 Start your free budget today. Download the EveryDollar app!

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Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My employer told me I'm about to be laid off..."
• "Pick a Side: How should we buy a truck?"
• "How do I convince my dad to sell his Mercedes?"
• "Should I move states to leave a toxic work environment?"
• Budget Breakdown with Natalie,
• Tips to lower Insurance rates for home and auto homes/cars this year.

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Next Steps

🏠 Find a Trusted Real Estate Agent

🏘️ Free Tools & Resources to Reach Your Home Goals

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

☂️ Get the right insurance without breaking the bank.

🚢 The Live Like No One Else Cruise is booking fast! 

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

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Jade Warshaw & Ken Coleman answer your questions and discuss:

• "Should I sell my commercial building to pay off debt?"
• "My car is getting repossessed, what can I do?"
• "Balancing paying off a house and investing,"
• "I was fired due to being a whistleblower,"
• "Should a college degree be this grueling?"

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Next Steps

📈 Investment Calculator

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🚢 The Live Like No One Else Cruise is booking fast! 

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

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💵 Start your free budget today. Download the EveryDollar app!

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Jade Warshaw & George Kamel answer your questions and discuss:

• "Pay off debt or pay for marriage counseling?"
• "Why are credit cards bad if I pay them off?"
• "We keep fighting about my husband's car,"
• "Is my son obligated to give his dad money?"
• "Should we buy a house or continue to rent?"

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• FAIRWINDS Credit Union: Check out the exclusive account bundle designed for Ramsey fans at https://www.fairwinds.org/ramsey
• Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

☂️ Get the right insurance without breaking the bank.

🚢 The Live Like No One Else Cruise is booking fast! 

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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George Kamel & Dr. John Delony answer your questions and discuss:

• "I feel like I'm parenting my dad,"
• "How do I handle being charged a $3K penalty?"
• "I'm in over my head with debt for solar panels,"
• "I'm bitter because I can't afford a home..."

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• NetSuite: Free KPI checklist, visit netsuite.com/Ramsey
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• The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit
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Next Steps

👨‍👩‍👧‍👦 What Can Child Support Be Used For?

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Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "How do we get out of $123k of debt?"
• "Is it too late for me to start investing?"
• Why you shouldn't waltz carelessly into bankruptcy,
• "I feel like I'm completely broke all the time,"

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• FAIRWINDS Credit Union: Check out the exclusive account bundle designed for Ramsey fans
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• BetterHelp: betterhelp.com/Delony to get 10% off your first month  
• Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🚢 The Live Like No One Else Cruise is booking fast! 

💵 Start your free budget today. Download the EveryDollar app!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

🛒 Shop the online store at Ramsey Solutions

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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💸 The Ramsey Show Highlights

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💼 The Ken Coleman Show

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Ramsey Solutions Privacy Policy

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Jade Warshaw & Dr. John Delony answer your questions and discuss:

• "My husband and I disagree on our debt payoff,"
• "Is now the right time to buy a house?"
• "Our 25-year-old college grad is living with us rent-free,"
• "Should I lower my investing to pay off a rental?"
• "Should I accept a $20K gift from my parents?"
• Asking for a Friend: What is a Bankruptcy?
• Hot dogs, hot dogs, hot dogs.

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Next Steps

🏘️ Free Tools & Resources to Reach Your Home Goals

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

🚢 The Live Like No One Else Cruise is booking fast! 

🛒 Shop the online store at Ramsey Solutions

Listen to more from Ramsey Network

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💼 The Ken Coleman Show

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Ramsey Solutions Privacy Policy

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Ken Coleman & George Kamel answer your questions and discuss:

• "I am over $500K in debt"
• You have to take ownership of your mistakes,
• "Should I buy a house with my boyfriend?
• Buying a car for a side hustle,
• Using money from investments to pay off parent plus loans

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• Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.
• BetterHelp: betterhelp.com/Delony to get 10% off your first month  
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• MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

🚢 The Live Like No One Else Cruise is booking fast! 

💵 Start your free budget today. Download the EveryDollar app!

🛒 Shop the online store at Ramsey Solutions

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

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💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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While we're out for Labor Day, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show tomorrow!

Dave Ramsey & Ken Coleman answer your questions and discuss:

• ‘I'm facing bankruptcy and need help.’
• ‘My business equipment is being held hostage’
• ‘My friend may be fired if I take a promotion’
• 'Should I accept a gift that would pay my debt?'
• ‘I was laid off yesterday and need to buy a car.’
• ‘How can we start giving while paying off debt?’

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• BetterHelp: betterhelp.com/Delony to get 10% off your first month  
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Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🚢 The Live Like No One Else Cruise is booking fast! 

💵 Start your free budget today. Download the EveryDollar app!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

Listen to more from Ramsey Network

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🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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George Kamel & Dr. John Delony answer your questions and discuss:

• What to do after a large inheritance changes your life,
• Working in an industry that promotes debt,
• "I'm tired of funding my adult kids' lives",
• "Making money doesn't change who you are",
• What to do when the financial aid doesn't come through

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• BetterHelp: betterhelp.com/Delony to get 10% off your first month  

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🚢 The Live Like No One Else Cruise is booking fast! 

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

💵 Start your free budget today. Download the EveryDollar app!

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "Am I responsible for paying for this hotel charge?"
• "I feel lost on how to pay off my debt,"
• "Why am I jealous of other people's income?"
• "We lost $80k in a crypto scam,"
• Dr. Arthur C. Brooks on 4 ways that money can help make you happy (and 1 way it will make you miserable).

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💸Enter The Ramsey Cash Giveaway for a chance to win $10,000!

📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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📱Watch the full episode for free in the Ramsey Network app.

Rachel Cruze & Ken Coleman answer your questions and discuss:

• "How do I protect myself in a family trust?"
• "Should I go back to school to increase my income?"
• "Do I need to diversify my investments?"
• "I'm overwhelmed and don't know how to budget,"

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• BetterHelp: betterhelp.com/Delony to get 10% off your first month

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🚢 The Live Like No One Else Cruise is booking fast! 

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

💸Enter The Ramsey Cash Giveaway for a chance to win $10,000!

📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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📱Watch the full episode for free in the Ramsey Network app.

George Kamel & Ken Coleman answer your questions and discuss:

• "I hate my job but make good money,"
• "My father wants to sign over his house to me,"
• Is a tax on unrealized capital gains coming?
• "Should I go into debt in order to get a career?"
• "How much is too much in saving?"

Support Our Sponsors:

• Churchill Mortgage: Get started at ChurchillMortgage.com
• NetSuite: Free KPI checklist, visit netsuite.com/Ramsey 
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• Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today
• The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🚢 The Live Like No One Else Cruise is booking fast! 

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

💸Enter The Ramsey Cash Giveaway for a chance to win $10,000!

📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

📱Watch the full episode for free in the Ramsey Network app.

Dr. John Delony & Jade Warshaw answer your questions and discuss:

• "I'm $870K in debt, should I sell my house?"
• "I'm upside down on a car with 13% interest,"
• "How do I mend my wife's and mom's relationship?"
• "Can I afford a $223k car?"

Support Our Sponsors:

• Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.
• BetterHelp: betterhelp.com/Delony to get 10% off your first month 
• The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit
• MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%

Next Steps

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

💵 Start your free budget today. Download the EveryDollar app!

🏠 Find a Ramsey Trusted Real Estate Agent

💸Enter The Ramsey Cash Giveaway for a chance to win $10,000!

📚 Shop the $12 Sale to get life-changing tools to help you make real progress!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy