The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday!

Rachel Cruze & George Kamel answer your questions and discuss:

• ‘I took a pay cut to keep my family together?’
• ‘I owe $130K and make $24K, what can I do?’
• ‘My ex-boyfriend left me with an RV’
• ‘I'm living in my car, what should I do?'
• ‘My husband took out credit cards for our kids’
• 'We're $392K in debt, what can we do?'

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• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!

Jade Warshaw & Ken Coleman answer your questions and discuss:

• ‘Girlfriend wants to borrow $12K from me’
• ‘My house caught fire four days before selling’
• ‘My car is getting repossessed, what can I do?’
• ‘I'm getting $3.1M from my divorce settlement'
• ‘I'm $2.5M in debt, what can I do?’
• 'I had a great work review but I got a $.50 raise.'

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🎟️ EntreLeadership Summit: The Best Leadership Conference of 2025.

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

• ‘ Living paycheck to paycheck making $455K.’
• 'It seems like I'm completely broke all the time’
• ‘Will paying off debt cause our credit to drop?’
• ‘How do I convince my dad to sell his Mercedes?'
• ‘My wages are being garnished, what can I do?’
• 'In dating, when do you discuss "non-negotiables."'

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here

💵 Start your free budget today. Download the EveryDollar app

🤓 File your taxes with 100% accurate software that’s 20% of the price

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!

Dave Ramsey & Ken Coleman answer your questions and discuss:

• ‘I feel discouraged about money'
• 'Husband's union might go on strike soon.’
• ‘I can't get caught up on my bills’
• ‘My ARM is resetting soon, what can I do?'
• ‘Is it smart to get into an AirBnB?’
• 'Preparing for my wife to possibly lose her job'

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🎟️ EntreLeadership Summit: The Best Leadership Conference of 2025.

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• ‘Son asked me to bail him out of $200K tax debt’
• 'Is it dumb to take out a business loan?’
• ‘We've lost a ton of money with no end in sight’
• ‘Do cost-of-living raises cause more inflation?'
• ‘I owe the IRS $100K with my ex-husband’
• 'Is it wrong to build wealth?'

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🤓 File your taxes with 100% accurate software that’s 20% of the price.

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite George and John calls from 2024. Enjoy your weekend and we'll be back with a live show soon!

George Kamel & John Delony answer your questions and discuss:

• ‘I have $160K of debt, file for bankruptcy?.’
• 'How do I stop giving to my ex-daughter-in-law?’
• ‘How do I get my wife to spend less?’
• ‘Can we trust the Dollar for the next 30 years?'
• ‘Is it wrong to work in an industry that sells debt?’
• 'How do I buy a property with my adult kids?'

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓 File your taxes with 100% accurate software that’s 20% of the price.

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "38% of homes are owned by Boomers. What happens to the market when they start to die?"
• "Should I continue to take out student loans?"
• "I won over $200,000 on a game show and don't know what to do with it,"
• "How do I financially prepare for the loss of my vision?"
• "How do we navigate my wife's social media blowing up and lots of money coming our way?"
• "My husband is an avid Ramsey fan and says that we cannot buy a new car"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

❤️‍🩹 Get trusted insurance coverage that fits your budget.

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

Rachel Cruze & Ken Coleman answer your questions and discuss:

• "My new husband and I both have major trust issues when it comes to money,"
• "We are $25k upside down on a truck,"
• "Should I rent a studio to my parents?"
• "How we can remain content while renting over the next 24 months?"
• "How do I protect myself if I move in with my boyfriend?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Sign up for a free training with our EveryDollar team!

🤓 File your taxes with 100% accurate software that’s 20% of the price.

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

💸 The Ramsey Show Highlights

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

Dave Ramsey & George Kamel answer your questions and discuss:

• "Every time we talk about getting out debt, it turns into a fight,"
• "Should I invest in real estate or look for a job?"
• Dave explains wealth inequality in 2025,
• "Getting my parents to work the Baby Steps,"
• "Should I set up a line of credit for my business?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

❤️‍🩹 Get trusted insurance coverage that fits your budget.

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

❓ Help us make the show better. Please take this short survey.

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My company wants to sign me a 5-year deal,"
• "How do we work on finances while separated?"
• "How much should we save for a house?"
• "We won a hunting trip to Africa - should we spend the money to go or save for a house?"
• "How do I get out of two Whole Life policies?"
• "How do I build credit without credit cards?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 🎥 Get your tickets for The Chosen Season 5!
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Ken Coleman answer your questions and discuss:

• "I feel like we'll never catch up on our retirement savings,"
• "Will cutting up my card get me in trouble?"
• "Is it greedy to counter-offer a promotion?"
• "I can't morally invest in the S&P 500,"
• "How do I break down annual/semi-annual insurance payments into a monthly budget?"
• "My car was repossessed this morning..."

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

💰 Learn more about creating a sinking fund in EveryDollar

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏠 Find a Ramsey Trusted Real Estate Agent

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💻 Sign up for a free training with our EveryDollar team!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "My parents sold their farm 2 years ago to my sisters for $1,"
• "How do I pay off $230k of student loans?"
• "I can't drive my truck due to a title issue,"
• "What's the impact of pausing retirement?"
• "My husband wants to amend our prenup,"
• "My husband isn't on board with the Baby Steps"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today! 
• 
  

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🏠 Get organized and prepared to buy or sell a home. 

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "My mother has been paying my sister's debt,"
• "How do we increase our business revenue?"
• "Take a pay cut to do work I'm passionate about?"
• "Should I file for bankruptcy?"
• "How do I tithe on a gift of $850k in stock?"

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Next Steps

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "My wife has been hiding credit cards from me,"
• "I signed up a loan not realizing that the interest is 48%..."
• "Can I afford to buy a home?"
• "We make $130k and still overspend,"
• "My company is getting hit hard by the tariffs,"
• "My mother added me to her credit card. I've removed myself but what how do I get it off my credit report?"
• "I've fallen into the personal loan trap and I can't get out!"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
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• 💻 Visit NetSuite today to learn more
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• 💵 Learn more about Timothy Plan
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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "My fiancé is 4 months behind on his mortgage"
• "I'm raising my grandkids but I'm falling behind"
• "My husband doesn't think we need to be frugal"
• "Our mortgage rate keeps changing"

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & Rachel Cruze answer your questions and discuss:

• "My husband is a dentist and we're still broke"
• "I went into debt for my sister's car"
• "Cancel my vacation after losing my job?"
• "How do I get out of a debt settlement contract?"
• "How do I get caught up on retirement?".

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Next Steps

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here💼For business and leadership insight, listen to The EntreLeadership Podcast.

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "How do I handle my finances after a separation?"
• "Should we fight late payment reports?"
• "How can I live on my own after a breakup?"
• "Stop investing in order to tithe more?".

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Next Steps

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "What should I do with my late daughter's estate?"
• "How would you handle the national debt?"
• "I'm nervous to combine finances with my fiancé"
• "Should I upgrade my car to impress the ladies?"
• "Balancing the Baby Steps with mental health".

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
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• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
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Next Steps

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❤️ Get Tickets to the Money & Relationships Tour

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "What should I do after winning $3m?"
• "I feel pressured to buy a house"
• "Should I accept a financial gift from my mom?"
• "Is the time cost worth working two jobs?"
• "Should I sell my home to pay off debt?".

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
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Next Steps

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🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "Should I use my fiancé's retirement to pay off debt?"
• "We are overwhelmed by $150k of debt,"
• "How do I pay off a credit card my parents gave me?"
• "Should I get my parents to drop their universal life policy?"
• "How do I talk to my fiancée about money?"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓💸💰 File your taxes with 100% accurate software that’s 20% of the price.

📈 Get tickets to Investing Essentials and learn to invest with confidence.

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💵 Start your free budget today. Download the EveryDollar app!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "My husband is calling me a hypocrite"
• "I owe my dad 50k for medical expenses"
• "Am I responsible for my parents' debt?"
• "Am I good at day trading?"
• "How can I teach my kids about money?".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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💵 Start your free budget today. Download the EveryDollar app!

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🪑 Check out Front Row Seat with Ken Coleman!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My dad won't tell my brother that he is getting next to nothing from dad's will.."
• "I'm 18 years-old and already have $110k of debt,"
• "My dad got two credit cards in my name,"
• "My wife and I are worried that we're leaving too much inheritance to our kids,"
• "If I were your son, how soon would you recommend buying a house?"
• "My family keeps trying to find out my income,"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
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• 💻 Visit NetSuite today to learn more
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• 💵 Learn more about Timothy Plan
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• 🔐 Visit Zander Insurance for your free instant quote today! 

Next Steps

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📈 Get tickets to Investing Essentials and learn to invest with confidence.

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🪑 Check out Front Row Seat with Ken Coleman!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Are we actually ready to buy a home?"
• "What does generosity look like for us beyond the tithe?"
• "Where do we even begin investing?"
• "How is it considered ethical for people to own so many homes?"
• "My wife took out credit cards behind my back,"
• "Would a wedding budget of $20,000 be unreasonable?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

💵 Start your free budget today. Download the EveryDollar app!

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🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

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🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony show answer your questions and discuss:

• "My husband is telling me to stay in my lane..."
• "How much should I spend on an engagement ring?"
• "Should I cut up my credit cards?"
• "How do I select a good SmartVestor Pro?"
• "Should I add an authorized user on my credit card?"
• "Should I help my birth family with money?"
• "How do I have hard money conversations with my parents?"
• Top Myths About Wills and Insurance—and Why They’re False.

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
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Next Steps

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & George Kamel answer your questions and discuss:

• "Should we pay for my wife to get plastic surgery?"
• "How do I retire at 26 years-old?"
• Asking for a Friend: What is a Reverse Mortgage?
• "How do I help take care of my sister?"
• "I can't seem to cancel my group life policy,"
• "Can I afford to go on vacation in Thailand?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💪 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & George Kamel answer your questions and discuss:

• "I feel guilty using child support money"
• "Should I pay off higher interest debt first?"
• "Can we afford our dream vacation?"
• "I just found out my boyfriend is $70k in debt"
• "My brother opened a 529 for my son".

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "I owe money on 27 different credit cards,"
• "I lost my job and can't pay my rent,"
• "How should we rent a home to our parents?"
• "What should I do with $650k of Tesla stock?"
• "Is it irresponsible to go to Brazil while in debt?"
• "Are we responsible for Mom's debt and reverse mortgage?"

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Next Steps

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My mom abuses my father and he refuses to stand up to her,"
• "Should I file bankruptcy?"
• "Why can't my husband understand that money doesn't excite me like it does him?"
• "How do we grow our business and pay off debt?"
• Dave & John interview millionaires to find out how they built their wealth.

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Next Steps

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🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

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💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My wife has been hiding her gambling debt from me,"
• "God told me to buy specific crypto currency. Should I sell it?"
• "Should I sell my car?"
• "How do I talk to my family about creating a will?"
• "Am I too old to get out of debt?,"
• "My sister-in-law wrongfully placed my aunt in a nursing home."

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Next Steps

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "My mother lost millions in a romance scam,"
• "In-laws are upset that I haven't paid them back,"
• "How will President Trump's tariffs affect me personally?"
• "Should I help pay my girlfriend's expenses?"
• "How can I help my 71-year-old mother who has no retirement income make it for another 15 years?"

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• 💻 Visit NetSuite today to learn more
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• 💵 Learn more about Timothy Plan
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Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

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🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💪 Invest with confidence! Get tickets to Investing Essentials

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🧠 The Dr. John Delony Show

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Ken Coleman answer your questions and discuss:

• "We were sold a home illegally"
• "How do I turn $30k into $300k?"
• "How do we budget on an inconsistent income?"
• "What should we do with an inherited rental?".

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Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

💼 Need help with your taxes? See who we trust.

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

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💪 Invest with confidence! Get tickets to Investing Essentials

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "I can't afford my mortgage after divorce,"
• "I'm conflicted about staying home with my son,"
• "Should I buy a home with my boyfriend?,"
• "Budgeting for kid’s travel sports in Baby Step 2,"
• "I don't trust my husband enough to have joint bank accounts,"
• "I feel like my business is unevenly split"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📙 Check out George Kamel's Breaking Free From Broke today.

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❤️ Strengthen your marriage in Nashville this Fall

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My husband hides everything regarding our finances,"
• "Should I get a traditional job?"
• "How do I save up for a divorce?"
• "My in-laws want to gift us a partnership, should we accept?"
• "I'm $200k in debt and unemployed,"
• "My wife wants to move but we can't afford it; how do I tell her?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
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Next Steps

📖 Check out our State of Personal Finance study

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

🏠 Bundle your insurance with a trusted independent insurance agent

Listen to more from Ramsey Network

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & Ken Coleman answer your questions and discuss:

• "I'm scared my impulse buying will put my family in jeopardy,"
• "Should I wait to pay off my credit card debt?"
• "Should I take out a HELOC and invest those funds?"
• "How do I get out of a $33k car loan?"
• "My mother-in-law stole $13k from us,"
• "Do single people have a shot at purchasing a house?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I'm about to be behind on my payments,"
• "Should I keep more than $1k for emergencies?"
• "Do we take some equity out of our home in order to buy a vehicle?"
• "Should I renew my lease with my girlfriend?"
• "My house payment is 55% of my income.."
• "My credit card debt is crashing down on me"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

⛓️‍💥 Check out George Kamel's Breaking Free From Broke today.

💵 Start your free budget today. Download the EveryDollar app!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

🪑 Check out Front Row Seat with Ken Coleman!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "I can’t convince my girl friend to get off credit cards,"
• "My dad is pressuring me to take out a car loan,"
• "How do I stop living paycheck-to-paycheck?,"
• "My girlfriend has $470k in students loans and is asking me if there's going to be a proposal soon..."
• "Should I pay for a house that isn't in my name?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I can’t find a job after getting divorced,"
• "We're about to receive $1 million,"
• "Is my direct marketing business going to cost me more than I earn?"
• "How should we fund our kids' 529s?"
• "Should I still buy a home with my boyfriend?,"
• "My parents want me to pay them back,"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "How do I tell my husband he needs to suck it up and get a better job?"
• "Should I pay off a rental property?"
• "I'm worried about my siblings depleting their portion of our inheritance,"
• "My daughter claims that her classmates are spending $20/day for take-out lunches,"
• "We're debt-free but living paycheck-to-paycheck,"
• "Can I afford a luxury watch?"

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Next Steps

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Listen to more from Ramsey Network

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🧠 The Dr. John Delony Show

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "I hit a moose with my father-in-law's car"
• "My parent's house is being foreclosed on"
• "Should I get my ex's wages garnished?"
• "My husband thinks I should cash out my stock portfolio and pay off our mortgages".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Discover more with Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️ Get trusted insurance coverage that fits your budget.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices