Voices In Payments – By PaymentGenes

Here’s some topics we have covered:

🚗 Transforming Mobility Payments: Exploring VISA’s role in facilitating seamless payment solutions within the evolving mobility sector.

🌐 Innovation in Fleet Operations: The impact of mobility trends, such as increased adoption of electric vehicles (EVs) and sustainable public transit, on the payment landscape, and vice-versa.

📊 Future Trends in Fleet and Mobility: Examining emerging innovations and the opportunities they bring to the fleet and mobility industries.

Ready to learn how payments drive innovation in mobility?

Tune in now!

This Episode covers an interview with Geert Van Kerckhoven, the CEO of Oper Credits, a SaaS company specializing in mortgage technology solutions. Key points discussed include:

1. Digitizing Mortgages: Geert explains that Oper Credits provides software to streamline the mortgage origination process for banks across Europe. Their goal is to make the experience more efficient and user-friendly for both borrowers and loan officers.

2. Challenges in the Mortgage Industry: Despite recent technological advancements, the mortgage process remains largely paper-based and fragmented. Regulatory constraints and legacy systems in financial institutions contribute to slow adoption of digital solutions.

3. Role of AI and Open Banking: Geert sees AI as transformative for the mortgage sector, though it faces significant compliance hurdles. Open banking offers direct access to borrowers' financial data, enhancing accuracy and efficiency in loan applications. However, issues with inconsistent data and system integration remain obstacles.

4. Embedded Experiences: Geert advocates for an integrated, seamless mortgage experience that connects property browsing and financing—a concept well-developed in e-commerce but still lagging in the mortgage sector.

5. The Future of Mortgages and Fintech: Looking ahead, Geert envisions digital tools that enable real-time decisions for borrowers and closer collaboration with payment providers to leverage valuable data. Such integration could help banks make quicker, better lending decisions. Nonetheless, achieving this vision will require cooperation across regulatory, technological, and financial domains.

This discussion highlights the opportunities and ongoing challenges in creating a seamless, borrower-friendly mortgage journey in Europe’s evolving digital landscape.

Listen to the podcast to find out:

• What is next in the world of DeFi
• The challenges the cryptomarket is facing
• Cryptocurrency wallets
• And more!

Want to learn more about cryptocurrency and crypto wallets? Reach out to Kellogg Fairbank for a conversation!

About Kellogg Fairbank

Kellogg Fairbank is CEO of Nash, a fintech that makes cryptocurrency and decentralized finance easily available by bridging the gap between traditional banking and blockchain. An experienced technology executive and entrepreneur, he has more than a decade of experience in senior leadership roles in the fintech and payments industries, including positions at Braintree / Venmo and PayPal.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Listen to the podcast to find out:

• How Cloud facilitates seamless payments
• Cloud data storage and protection capabilities
• The latest developments in the world of Cloud

And more!

Want to learn more about all things Cloud? Reach out to Luc Schamhart for a conversation!

About Luc Schamhart  

Luc is a Seasoned expert with multiple years of experience working for tech giants such as IBM, Microsoft, Salesforce and now Google Cloud.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Listen to the podcast to find out:

• The use cases of AI in FinTech
• Combating financial crime 
• The developments in AI in recent years
• And more!

Want to learn more about all things AI in the FinTech world? Reach out to João Moura for a conversation!

About João Moura

With close to fifteen years of experience in top academic and industry settings, he has acquired strong theoretical knowledge during his PhD studies in Artificial Intelligence.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

In this episode we talk about:

• How players in the FinTech ecosystem can best contribute to the DNB’s vision.

• What the Digital Euro is and why it’s important

• The potential conflict with DNB entering into the domain of commercial banks

• How the DNB balances ensuring the trust of the financial system while stimulating innovation and competition with the major developments in the AI, Blockchain, Cloud and data

• What we can learn of Asia’s innovation in FinTech

• The state of financial inclusion in the Netherlands

• The most promising developments in the market, and how both companies and consumers can benefit from them

If you are interested in learning more about the role Inge van Dijk or the DNB play in the mentioned topics, feel free to reach out to Inge van Dijk for a conversation.

About Inge van Dijk

Inge is a Managing Director with a track record in the banking and payments industry. She is skilled in interim management, business transformation, organisational change management, digitalisation, supervisory board, Instant Payments; Single Euro Payments Area (SEPA), complex stakeholder management and program management.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Listen to the podcast to find out:

• How globalization is shaping FinTech
• Selecting the right acquirer
• Optimizing and visualizing transactional data
• And more!

Want to learn more about all things acquired in a globalized world? Reach out to Rodney Bain for a conversation!

About Rodney Bain

Rodney Bain is a payments expert, global partnerships manager, new technologies hunter, and commerce enabler. 

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Shufti Pro is an AI-powered digital identity verification provider offering KYC, KYB, and AML services in 200+ countries and territories. It aims to create a secure and safe online marketplace devoid of identity theft and other fraudulent activities.

Listen to the podcast to find out:

• The biggest challenges in KYC and KYB processes
• How to leverage AI for an instant customer verification
• The evolving KYC and fraud prevention landscapes
• How businesses can comply with the regulations without adding friction to the customer experience.
• And more!
   

If you’re curious to know more about how you can provide a frictionless KYC process, feel free to get in touch with Victor Fredung to discuss the possibilities.

About Victor Fredung

Victor Fredung is a seasoned FinTech entrepreneur with extensive experience in the payments world. More recently he Co-founded Shufti Pro and took over the role as CEO which has since then seen an incredibly rapid growth in the online RegTech space. 

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.
 

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Listen to the podcast to find out:

• The complications in managing business expenses
• Everest, a business payments and expense management platform that allows business owners to simplify their expenses management.
• What’s new in facial recognition and biometric authentication
• How to optimize customers’ digital onboarding
• And more!

If you’re curious to know more about simplifying business expenses management, feel free to reach out to Denis Kiselev for a conversation.

About Denis Kiselev

Denis established SnapSwap in Luxembourg in 2015, relocating from San Francisco

where he also headed a fintech company. With a professional background and over 20

years of a successful career in banking and finance, Denis combines his expertise with

passion for technology and innovations. He holds academic degrees in Computer

Science and Economics.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Owlin develops proprietary, next generation, Natural Language Processing (NLP) technologies providing organizations with critical insights into counterparties, suppliers, competitors relationships and prospects proactively, continuously and in real-time

Listen to the podcast to find out:

• The largest challenges FinTech companies face today
• How companies can evaluate the types of AI
• How adverse news monitoring helps combat financial losses
• The concept of Natural Language Processing (NLP)
• Uses cases of Natural Language Processing 
• How Owlin helps to timely detect critical events and sift the signals from the noise

If you’re curious to know more about Natural Language Processing or Risk monitoring, feel free to reach out to Sjoerd Leemhuis for a conversation.

About Sjoerd Leemhuis

Sjoerd has many years of consulting experience in both Banking and Payments in The Netherlands. While seeing many corporates from the inside, he came to the conclusion that both worlds would be better off with a solution such as Owlins'. He combines consulting with a deep understanding of NLP, Machine Learning and how the two are best combined. 

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

FIS is at the heart of the commerce and financial transactions that power the world’s economy. They are passionate about helping businesses and communities thrive by advancing the way the world pays, banks, and invests, serving more than 20,000 clients and more than one million merchant locations in over 130 countries.

Listen to the podcast to find out:

• How modernizing APIs can boost the customer journey.
• How the benefits of open banking have developed in the FinTech world.
• How to avoid the pitfalls and minimize the risks of migrating to open banking.
• The latest developments in the card-issuing industry and prepaid cards.
• The future of Bitcoin and crypto coins as mainstream currencies
• Will virtual payment cards fully replace physical cards?
• A highlight of the services offered by FIS.
• The use of Artificial Intelligence across FIS

If you’re curious to know more about how FIS helped more than 20,000 clients thrive in the disruptive FinTech world, feel free to reach out to Sylvia Mensdorff for a conversation..

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Visa's mission is to connect the world through the most innovative, reliable, and secure payment network - enabling individuals, businesses, and economies to thrive. Visa's focus on innovation is a catalyst for the rapid growth of connected commerce on any device, and a driving force behind the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying its brand, products, people, network, and scale to reshape the future of commerce.

Listen to the podcast to find out:

• Why Schemes, as of recently, are developing a new debit card to replace the existing bank card, with a card that follows the rails of the Credit card. (VISA Debit, MC Debit, etc.)
• How will value-added services of Credit Cards continue developing in the years to come?
• What can we expect from linking (Credit)card details to new platforms like the Internet Of Things (IoT)?
• How does a company like VISA stay the preferred payment method in these highly competitive markets?
• The Future of Tokenization, Including Use cases.
• What is a closed-loop system in payments, and why should these systems become hybrid/open-loop systems?
• How does VISA see the competitive landscape with new challenges and more traditional players?
• How does VISA diversify its approach of competing companies in the payments landscape?

If you’re curious to find out more about how Visa's payment network - enables individuals, businesses, and economies to thrive, please reach out to Daniel Van Delft and Jos van de Kerkhof for a conversation.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

← Rapyd Episode| ← Ekata Episode | ← GoCardless Episode | ← PayByFace Episode| ← TIS Episode | ← G+D Episode | ← AEVI Episode | ← Marqeta Episode | ← Afterpay Episode | ← VISA Episode

Afterpay is a payment-after-delivery service developed by Arvato Financial Solutions, enabling businesses to offer their customers a convenient way of paying. Under the umbrella of payment-after-delivery, AfterPay offers both regular invoice products as part payment options, complemented by a direct debit option.

Listen to the podcast to find out:

• Noticeable e-commerce developments/trends in the last 4-5 months as a result of COVID-19
• The development of buy-now-pay-later(BNPL) options over the last years
• The current and future landscape for Alternative Payment Methods (APMs)
• The characteristics of merchants that have been successful in quickly adjusting to the online shift
• The major changes we can expect in the payment industry as a result of consolidation/ M&A's in the near future
• How Afterpay cope with the changes as a result of COVID-19
• Changes in online shopping, and payment, behavior recently
• Lasting changes as a result of online shopping and payment behavior
• Even more!

If you’re curious to find out more about how Afterpay's Innovative payment-after-delivery service enables businesses to offer their customers a convenient way of paying, please reach out to Wilco Slabbekoorn for a conversation.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

← Rapyd Episode| ← Ekata Episode | ← GoCardless Episode | ← PayByFace Episode| ← TIS Episode | ← G+D Episode | ← AEVI Episode | ← Marqeta Episode

Marqeta brings speed and efficiency to card issuing and payment processing with the world's first open API platform. The platform was built from the ground up to power an innovative payment experience for many of the apps and services enjoyed daily.

Listen to this Voices In Payments Podcast Episode to find out:

Why a modern card issuing company is of such importance in a saturated market

How does the payment processing landscape look like globally from an issuing perspective

How Marqeta is simplifying the issuing side of the payments value chain

How will physical and virtual cards develop over the mid to long term?

The future of frictionless (payments) experience

Much more!

If you’re curious to find out more about how Marqeta empowers innovators to change the world  Please reach out to Ian Johnson if there are any topics covered in the podcast that you want to explore further.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

← Rapyd Episode| ← Ekata Episode | ← GoCardless Episode | ← PayByFace Episode| ← TIS Episode | ← G+D Episode | ← AEVI Episode

AEVI lays the foundation for next-generation acquiring by empowering merchant solution providers to move and manage their classic payments proposition into a new value-added world of apps, payments, and smart devices.

Listen to this Voices In Payments Podcast Episode to find out:

• What a true omnichannel experience looks like and the value it brings to consumers and merchants
• The hurdles for companies creating a full omnichannel experience
• Which opportunities are often missed when it comes to connecting online and offline
• The changes observed on offline payments as a result of the pandemic and how merchants can adjust to those changes?
• The current trends/developments in the market connecting the online and offline payment landscape
• How companies can offer consumers the optimal UX
• The future of the POS landscape
• And more!

If you’re curious to find out more about how AEVI simplifies the complex payment landscape with a single integration for merchant solution providers Please reach out to Eddie Johnson if there are any topics covered in the podcast that you want to explore further.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

← Rapyd Episode| ← Ekata Episode | ← GoCardless Episode | ← PayByFace Episode| ← TIS Episode | ← G+D Episode

With over 160 years of experience, G+D is actively helping shape one of the most important trends of the future: security. The long-established technology group creates confidence in global payment transactions, modern communication, digital identities, and data security, by providing innovative products and solutions.

Listen to this Voices In Payments Podcast Episode to find out:

• The key factors for innovation through time as a FinTech
• How to maintain a high level of innovation through times of crisis & uncertainty
• How to shift your focus towards solving day-to-day issues during crises whilst maintaining the long-term vision of the company
• The importance of a customer-centric approach
• The most significant developments in local markets that are expected to have a profound global impact
• How China’s Payment Ecosystem Shapes the Future Roadmap
• New payment propositions that will come in and shake up the market in the foreseeable future
• And more

If you’re curious to find out more about how G+D solutions Create Confidence. you can find more information here. Please reach out to Barnabás Ferenczi and Rüdiger Vogt if there are any topics covered in the podcast that you want to explore further.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Offered as Software-as-a-Service (SaaS), the TIS solution is a comprehensive, highly-scalable, cloud platform for company-wide payments and cash management. For businesses, TIS creates a community of trust and empowers customers to make better decisions with 100% real-time cashflow visibility. The Financial Times named TIS as one of "Europe’s Fastest-Growing Companies"​ for 2019 and 2020.

Listen to the podcast to find out:

• The shift in attention from an HR perspective as a result of the coronavirus
• How to position your company as a potential employer in times of uncertainty
• The recent shift in interest and priorities from payments professionals when joining a new company
• How to anticipate the increasing importance of company culture from an HR perspective
• Payments professionals are in high demand, how should you approach the hiring process to bring them in.
• How to leverage ex-employee experiences to get top-notch talent in payments & finTech on board

If you’re curious to find out more about how the TIS solution empowers customers to make better decisions by digitalizing your payments world, you can find more information here. Please reach out to Stefan Berndt (TIS) if there are any topics covered in the podcast that interest you.

About PaymentGenes’s “Voices In Payments” – The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

PayByFace is on a mission to create a customer-centric, seamless, and secure digital payment ecosystem for a safer, faster, and more convenient shopping experience.

Listen to the podcast to find out:

• The effects on contactless payments as a result of the COVID crisis
• The future of interactions between customers and merchants
• The biggest gain in using facial recognition in the UX for merchants towards consumers
• Data Security for biometrical payments processing in a world of GDPR and PSD2
• Technical developments shaping the future of payments
• The next big disruptor in the payments value chain
• The PayByFace Global Full Remote Company Structure
• Even more!

If you’re curious to find out more about how PayByFace's Innovative Cardless Payment Processing creates a safer, faster, and more convenient shopping experience, please reach out to Mihai Draghici(PayByFace) for a conversation.

GoCardless is on a mission to take the pain out of getting paid for businesses with recurring revenue. GoCardless's recurring payments platform integrates with the applications businesses use every day, giving businesses more visibility over payments and saving them huge amounts of time on tasks like payment reconciliation.

Listen to the podcast to find out:

• The current trend/development in the market that you are seeing in subscription billing/ recurring?
• The future of the recurring revenue business model/ recurring payments
• How intelligent payment retries work
• How to avoid structural problems in recurrent payments
• Flexible Payments & Revenue Increase
• Much more!

If you’re curious to find out more about how GoCardless takes the pain out of getting paid for businesses, please reach out to Siamac Rezaiezadeh (GoCardless) for a conversation.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.

Ekata is the new standard in global identity verification, providing businesses worldwide the ability to link any digital transaction to the human behind it. Ekata helps cross-border digital commerce companies grow their revenue by maximizing predictability using our global identity verification product suite.

Listen to the podcast to find out:

• Ripping off the PSD2/SCA Bandaid and committing to the deadline
• SCA education for Merchants
• What merchants should ask their payment providers
• Merchant Data Gathering Standardisation for Acquirers
• Accepting good customers through SCA data
• How to optimize your fraud rates
• The impact of Covid19
• How to find the balance between false declines and fraud
• And More!

If you’re curious to find out more about how Ekata can grow your revenue through their global identity verification product, please reach out to Spencer McLain (Ekata) for a conversation.

About PaymentGenes's "Voices In Payments" - The Future of Payments podcast:

The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise.

PaymentGenes Empowers Business growth by providing expertise-driven Recruitment, Contracting, Business Strategy Consult, and Data Strategy Services. These services all resolve and intersect around payments. Learn more about how we can help your business here.